Beacon Wealthcare

26 May 2022 Up and to the Right

Posted at 16:55h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

We all want the investment that does this: A smooth and steady march up-and-to-the-right. The challenge is the stock market actually does this: Where things get interesting is when you take the blue line from my hypothetical investment and overlay it onto the second chart showing the actual...

18 May 2022 The Thief of Joy

Posted at 19:39h in The Friday Brief by Ellen Martin

Several years ago, a friend called me “book-ish” – which felt like an insult at the time. It may have been said both in trust and in jest, and I may have also given the strong reaction that they were hoping to get – but...

12 May 2022 The One with the Down Market

Posted at 13:30h in The Friday Brief by Jared Korver, CPA, CFP®

I want to state, here at the outset and for the record, that the TV show Friends is the most overrated show of all time. But I am borrowing from that sorry show to craft the title of this blog, as each episode is titled with the...

05 May 2022 Series I Savings Bonds Paying 9.62%

Posted at 15:14h in The Friday Brief by Geoff Hall, CFP®, RICP®

I can’t think of many good things to say about the high rate of inflation we’re currently experiencing in our economy. That’s why on Monday, when the Department of the Treasury announced that Series I savings bonds are now paying an annual rate of 9.62%...

28 Apr 2022 Treasury Bonds and the Beauty of Correlation

Posted at 17:17h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

Four weeks ago, I argued that the correction the stock market experienced earlier this year was entirely normal. What that brief omitted was any real discussion of the bond market which, as you may have heard, is having its own problems. The instigator of most...

21 Apr 2022 The Four Pillars of Quality Leisure

Posted at 18:54h in The Friday Brief by Jared Korver, CPA, CFP®

"People Who Hate Retirement—and What the Rest of Us Can Learn From Them." That was the title of an article from Monday's print edition of the Wall Street Journal—a title so click-baity that I actually tried to click the physical paper as I held it in...

07 Apr 2022 SECURE Act Clarifications, and a Secure Act 2.0?

Posted at 17:36h in The Friday Brief by Ellen Martin

Legislation nicknamed the “Secure Act 2.0” made its way through the House of Representatives last week and was sent to the Senate, where it also has bipartisan support. This bill originally was introduced back in October 2020, so it’s been around for a while on...

31 Mar 2022 Is Your Cash Covered?

Posted at 14:01h in The Friday Brief by Geoff Hall, CFP®, RICP®

Today's Friday Brief may not apply to everyone who reads it at this exact moment in time. In fact, it may be that it's not applicable to some people who choose to read it at any point during their lifetime. After all, $250,000 sure sounds...

24 Mar 2022 This Correction Was Entirely Normal

Posted at 12:32h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

Earlier this year, the S&P 500 experienced a "correction," defined as a drop of 10% or more from a previous high. It has rebounded slightly since then, but at its worst was down roughly 13%. In fact, the high point of the last 12 months...

17 Mar 2022 Your Portfolio Is A Bunch of Metal Parts

Posted at 18:05h in The Friday Brief by Jared Korver, CPA, CFP®

I have a simple dream for Beacon's clients, and it is this: That each one, over time, would think less and less about their portfolio, or at least that they would start to think of it as a collection of metal parts that just needs...

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