In Philip Ball's Beyond Weird—which I am committing to finish before I dive into his newest book on biology—he makes this interesting point to open: "Quantum physics defies intuition, but we do it an injustice by calling that circumstance weird." For a long time, even in the early to...
I’m not much of a gardener, as much as I’d like to be known for having a green thumb. I greatly admire the work of others and aspire to hone my skills but there’s so much to learn and do that it seems too daunting...
As a financial advisor, I often find myself having conversations about the delicate balance between current spending and saving for future financial goals. Recently, Crystal and I encountered this tension in our own lives when we considered using savings we had designated for a new...
You are likely well aware already that Spring is coming - if it wasn't the recent time change that did it, it may have been the 70 degree days or pollen already in the air that tipped you off. The first official day of Spring...
Last week I met with a client who is thinking about reducing his income. Obviously, there's a lot that goes into this decision, but one consideration we discussed is how less pay will affect his Social Security benefit. This kind of exercise can be helpful...
This week in the Wall Street Journal there was an article about…well actually the title, subtitle and your imagination are probably everything you need: “The TikTok Generation Turns to Sports Betting to Chip Away at Student Debt. Young men are trying to use ubiquitous online...
Transitions are inevitable in life, but February was quite full of them for our family. Wesley and I traveled abroad for a brief trip and left Baker in care of my very capable parents. Although, as first time parents, this was still anxiety inducing even...
There are a lot of ways that small decisions can add up in your financial life to make a difference over the long haul. One of those small wins is optimizing the credit card that you use for day-to-day spending. A caveat at the beginning...
Monday, January the 29th, marked the start of our nation’s tax season. That’s the date when the Internal Revenue Service began accepting and processing 2023 tax year returns. Very few people enjoy filing their taxes as it can be a difficult and complex process. Perhaps one...
Any client of mine knows I am a proponent of delaying Social Security until age 70. There are times where it doesn't make sense, such as poor health or a family history of shorter than average life expectancy. But, by and large I encourage my...
