Beacon Wealthcare

25 Sep 2020 Taxes and Thinking Long-Term

Posted at 12:17h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

A few weeks back I wrote an explainer of Joe Biden's tax proposal and received some questions about the following passage: "(Y)es, there are times where it’s beneficial to accelerate income." It's a counter-intuitive statement because most of the conversation around taxes is that you...

18 Sep 2020 Nikola and Startup Investing

Posted at 06:00h in The Friday Brief by Jared Korver, CPA, CFP®

"The short seller said a 2018 promotional video showing a prototype of a Nikola semi-truck traveling down the road was staged and that the truck was rolling down a hill rather than propelling itself...

11 Sep 2020 Nervy Week, Nervy Q4?

Posted at 06:00h in The Friday Brief by Jared Korver, CPA, CFP®

[caption id="attachment_12133" align="alignleft" width="300"] COVID chart or Stock Market chart?[/caption] It's been a nervy week of trading in the stock market! Particularly for tech stocks. The Nasdaq Composite Index (which is heavily weighted toward tech stocks) fell more than 10% in just three trading sessions after...

03 Sep 2020 How Much Apple Do You Own?

Posted at 20:33h in The Friday Brief by Geoff Hall, CFP®

There's almost always something interesting going on with the stock market. Lately, it’s been hard to ignore the dominance of large U.S. technology stocks. The fact that the stock market, as measured by the S&P 500, is up 9.16% year-to-date as of September 1st is...

28 Aug 2020 Four Reasons to Consider a Trust No Matter Your Net Worth

Posted at 10:34h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

In the context of estate planning (Will, Power of Attorney, etc.) what do you think of when you hear the word “trust”? For many, the word conjures thoughts of the super rich, “trust fund babies,” complex legal structures, maybe even tax avoidance. That’s exactly how I...

21 Aug 2020 What Happens When You Retire “Early”

Posted at 07:00h in The Friday Brief by Jared Korver, CPA, CFP®

The idea of retirement, that you come to live a life of relative independence without working, is quite new in human history and even today is not a universal reality by any means. But in the US, in the year 2020, retirement is a reality—or...

13 Aug 2020 Speaking of Social Security

Posted at 16:26h in The Friday Brief by Geoff Hall, CFP®

In 1985, I was 13 years old. That year I earned $484 working at a local tennis club taking care of the clay tennis courts. My job involved sweeping the courts with a wide pull-behind broom, cleaning the line tape with a line broom and...

07 Aug 2020 A Summary of Mr. Biden’s Tax Plan

Posted at 09:59h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

With the Presidential Election just over two months away, I felt it would be helpful to review presumptive Democrat nominee for President Joe Biden’s tax proposal. This is by no means a partisan review and will be an objective summary of his current plan. President...

31 Jul 2020 How Has The Coronavirus Shaped Your Priorities?

Posted at 07:00h in The Friday Brief by Jared Korver, CPA, CFP®

Almost none of us will get through this unscathed. There is a sense in which we are all dealing with a collective trauma—from the emotional toll of being cut off from friends and family to the horror of experiencing the death-dealing of the virus firsthand,...

23 Jul 2020 What if a Giant Asteroid Landed on My House?

Posted at 21:19h in The Friday Brief by Geoff Hall, CFP®

I had a great conversation with my property and casualty insurance agent last week. He called to see if anything had changed in my life that might warrant an adjustment to my home and auto insurance coverage. I didn’t recognize his number at first but...

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