As summertime is quickly approaching, many people are finalizing their trip plans for the upcoming summer season. Whether you are traveling across the country or to another continent, there are a few thoughts on travel that come to mind for me. I will begin with...
There are many risks that we face as investors. The last 36 months have reminded us of the risk that inflation poses, not just to lifestyle, but to our fixed income investments. The COVID-19 pandemic, which began a little over four years ago, is another...
In Philip Ball's Beyond Weird—which I am committing to finish before I dive into his newest book on biology—he makes this interesting point to open: "Quantum physics defies intuition, but we do it an injustice by calling that circumstance weird." For a long time, even in the early to...
I’m not much of a gardener, as much as I’d like to be known for having a green thumb. I greatly admire the work of others and aspire to hone my skills but there’s so much to learn and do that it seems too daunting...
As a financial advisor, I often find myself having conversations about the delicate balance between current spending and saving for future financial goals. Recently, Crystal and I encountered this tension in our own lives when we considered using savings we had designated for a new...
You are likely well aware already that Spring is coming - if it wasn't the recent time change that did it, it may have been the 70 degree days or pollen already in the air that tipped you off. The first official day of Spring...
Last week I met with a client who is thinking about reducing his income. Obviously, there's a lot that goes into this decision, but one consideration we discussed is how less pay will affect his Social Security benefit. This kind of exercise can be helpful...
This week in the Wall Street Journal there was an article about…well actually the title, subtitle and your imagination are probably everything you need: “The TikTok Generation Turns to Sports Betting to Chip Away at Student Debt. Young men are trying to use ubiquitous online...
Transitions are inevitable in life, but February was quite full of them for our family. Wesley and I traveled abroad for a brief trip and left Baker in care of my very capable parents. Although, as first time parents, this was still anxiety inducing even...
There are a lot of ways that small decisions can add up in your financial life to make a difference over the long haul. One of those small wins is optimizing the credit card that you use for day-to-day spending. A caveat at the beginning...
