|Household Size||Annual Rate|
We have chosen to operate as an independent, fiduciary, fee-only advisory firm – free from product sales, commissions and undisclosed conflicts of interest.
Household includes all accounts over which Beacon has discretion, such as taxable brokerage, 401(k), IRA, and 529.
Fee tiers are applied marginally. For example, a household with $3 million would pay 1.25% on the first $250,000, 1% on the next $750,000, .95% on the next $1 million and .85% on the last $1 million for a net fee of .95%.
We don’t have a minimum account size but we do require a minimum annual fee of $5,000, which may in more complex engagements range to $7,500 or $10,000.
Despite rising college costs and the difficulty of knowing how much and where to save, you’ll know you’re on the right track.
We’ll work closely with you and the best estate attorneys we know to make sure all your estate documents (wills, trusts, healthcare and financial powers of attorney, etc.) are current and reflect your desires.
You’ll be confident in the steps you’re taking toward retirement, taking no more risk than you need to and finding a balance between current and future lifestyle.
We work closely with your tax preparers, proactively sharing any tax savings opportunities we see that make sense in your specific situation.
Generous giving is a surefire way to use your resources to bring you immense joy. We’ll help you identify how to give generously in ways that integrate well with your other priorities.
Retirement is not the only goal you’re saving for. Vacations, renovations, big purchases, downsizing, selling a business–these are all cash flows that we help optimize and plan around.
While we don’t sell insurance, we recognize it’s significant importance in our financial lives as part of an overall program to manage the various risks we face financially.
Whether you have significant student loans or are wondering how to manage a mortgage or any other debt, we’ll create a plan of attack to make sure you’re not carrying any unnecessary liabilities.