Beacon Wealthcare

17 May 2019 What’s the point of giving your money away?

Posted at 09:00h in The Friday Brief by Jared Korver, CPA, CFP®

Now that the 2018 tax season is over (unless you extended, but you know what I mean), we've gotten through our first official tax year of higher standard deductions, which, among other things, means for most people the relative value of each dollar given to charity has gone down...

10 May 2019 Consider Your Savings Account

Posted at 11:21h in The Friday Brief by Geoff Hall, CFP®, RICP®

I started banking with my current bank almost 30 years ago. I chose NCNB because they had a branch a short walk from my dorm room. As a college freshman, proximity and the fact that they were willing to give me a credit card was...

26 Apr 2019 How much should you tip? And other questions.

Posted at 10:38h in The Friday Brief by Jared Korver, CPA, CFP®

In 1992, during the Barcelona Olympics (where the greatest basketball team of all time was assembled), Seinfeld began its fourth season with a two-part opening called "The Trip." Like almost all Seinfeld episodes, there's no point in me trying to recap what happens in those...

12 Apr 2019 The Trouble With Biometric Investment Monitors

Posted at 08:30h in The Friday Brief by Jared Korver, CPA, CFP®

I mean this in the best possible way: You do not keep yourself alive. The breathing, the movement of blood, the functioning of the kidneys and liver and all the rest--you and I have no role whatsoever in making it all work. The most we can...

05 Apr 2019 Do You Have a Success-Type Personality?

Posted at 11:38h in The Friday Brief by Sam Bass Jr.

"Just as a doctor learns to diagnose disease from certain symptoms, failure and success can also be diagnosed. . . A person does not simply find success or come to failure. He or she carries their seeds around in his personality and character." Dr....

29 Mar 2019 The Ugly Truth of “Failure to Launch”

Posted at 08:00h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

There’s a scene in the 2006 movie, Failure to Launch, where a couple is lamenting the fact that their adult son still lives with them. “The boy’s thirty-five years old!” says one. “It’s just not fair,” says the other. “We were good parents and now...

22 Mar 2019 Start Paying Attention

Posted at 11:28h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

A few years back I read a great article by personal finance writer and artist Carl Richards. He was lamenting how all the budgeting strategies he’s tried over the years have failed. He’s cut credit cards, only used cash, and tried all sorts of other...

15 Mar 2019 Now is the Time

Posted at 10:55h in The Friday Brief by Geoff Hall, CFP®, RICP®

People often ask us what we do with our client portfolios during a market downturn. (For the record, we invest our own money the exact same way.) Evidence shows that making investment decisions during periods of high market volatility is the wrong thing to do...

08 Mar 2019 Exception and Nuance: The King and Queen of Finance

Posted at 13:50h in The Friday Brief by Jared Korver, CPA, CFP®

My son Miles and I went to breakfast this morning before I dropped him off at preschool. We got a bacon, egg, and cheese biscuit for each of us and a donut to share, plus milk for him and coffee for me. I don't know...

01 Mar 2019 How To Make Your Financial Information More Secure

Posted at 15:52h in The Friday Brief by Sam Bass Jr.

If you can remember the passwords you use to secure your most sensitive financial information, if you use the same ones for multiple sites, or if you've written them down and stored them somewhere 'safe' (like the key under the mat), your data is at...

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