Investing offers what in theory seems like an easy trade: long-term wealth creation for short-term volatility. But the reality is that it’s not so simple. The promise of gains over 10 or 20 years becomes less compelling as you face large market drops that take...
My wife Amy and I have two sons--Miles and Charlie--who are four years old and almost two years old, respectively. Do you know what one character trait we spend the most energy and time attempting to teach them? Of course you do! It's sharing. Share the Legos. Give your...
Last week, the consumer credit reporting agency, Equifax, settled with the US Federal Trade Commission over its 2017 data breach that affected over 147 million Americans. The settlement of up to $700 million includes as much as $425 million for individual settlements. On Monday, Capital...
One thing that gaggle in Congress can agree on is spending billions of our hard-earned dollars, while turning a blind eye toward the futures of our children and grandchildren. Yesterday, the House voted to raise the federal debt and spending limits to allow them to...
My family and I just returned from a trip to Johns Hopkins Medical Center, a journey we’ve made three times over the last two years as we’ve tried to get a handle on why Emily hasn’t been feeling well. During our last visit the...
The New York Times ran an article a couple of weeks ago entitled "How E-Commerce Sites Manipulate You Into Buying Things You May Not Want," which was full of the sort of depressing and sometimes disturbing data privacy-related information that you may have grown accustomed...
One of the major goals we often help clients plan for is financial independence. Imagine the freedom of knowing you do not have to work. You would be free to start the company you have always dreamed of, serve an organization you are...
Some 243 years ago the United States of America became a sovereign nation simply by declaring it, knowing all too well that the prospects of achieving it against the will of the most powerful nation on earth were infinitesimal. The men who signed that now-famous...
There is a bill working its way through Congress that could impact every retirement saver and, potentially, their heirs. The Setting Every Community Up for Retirement Enhancement (SECURE) Act has four important provisions that you should be aware of: It increases the Required Minimum Distribution (RMD)...
"The greatest show on television is Survivor," is an opinion I hold dearly and would be happy to share with you, but anyway here's an interesting tidbit about the game: Since the year 2000 when the show debuted in the U.S., the prize for the winner...
