If it is not clear to you, in 2019, that humans are tribal creatures, then I would suggest you tour an elementary school, which I have done twice in the last two days on behalf of our rising-kindergartner. These people are tribal! They gather into...
Believe it or not, the Holiday season is upon us. This is often a time of year when we reflect on the things for which we are thankful and spend time with friends and family. It’s also a time when many people do a large...
First, we want to wish you and all yours, a Happy and safe Thanksgiving. We are so thankful for you. As we prepare our homes and tables for one of our country's favorite holidays, an industry of marketers and algorithm-developers is busily preparing its websites to...
A few weeks ago, Geoff and I were discussing whether it made sense for a potential client to contribute to a 529 plan (“college savings plan”) for their kids who were entering college in a few years. Yes, the gains would be tax-free, provided the...
When I was a freshman in high school, someone convinced me it would be a good idea to run cross country as a way to get in shape for basketball season. Looking back I don't believe that was particularly good advice, since there is very...
Halloween is in the books and Thanksgiving will be here before we know it. 2019 still has some important planning opportunities, and getting ahead of 2020 could pay huge dividends, too. With that in mind, here’s a quick list of seven things you might consider doing...
We are thrilled to introduce you to Liz Glenn, our new Client Services Specialist at Beacon Wealthcare. Some of you have already met or spoken to Liz and agree that she is an excellent addition to our team. If you have not had the pleasure,...
Most Roth IRAs are used incorrectly. It’s not only some DIY investors that are getting it wrong, but, based on my experience, a good percentage of financial advisors, too. In order to understand why most are getting it wrong, it’s important to know the three primary...
By cyclonebill - Spejlæg, CC BY-SA 2.0, https://commons.wikimedia.org/w/index.php?curid=8822885 In 1987, The Partnership for a Drug Free America released one of the most famous commercials in TV history, featuring an egg in a frying pan and the dramatic line: “This is your brain on drugs.” Like most...
Planning for your child’s (or grandchild's!) college education can be stressful and confusing. What schools should they consider? What criteria do schools look at in potential students? What kind of financial or merit-based aid should they expect? Are they more suited for one career over...
