Beacon Wealthcare

23 Mar 2023 People Aren’t Bored Anymore

Posted at 16:08h in The Friday Brief by Jared Korver, CPA, CFP®

Almost exactly two years ago I wrote a blog entitled NFTs, SPACs, WSB, and the Problem of Boredom. The purpose of the blog was to point to the absurd excesses represented by non-fungible tokens (NFTs), special purposes acquisition companies (SPACs), and crypto projects of various sorts....

16 Mar 2023 Is My Money Safe?

Posted at 13:28h in The Friday Brief by Geoff Hall, CFP®, RICP®

It's a reasonable question to ask. One that is most often asked during times of stock market volatility like we experienced during last year's bear market. The answers to the question in that context are often centered around portfolio diversification (don't put all your eggs...

09 Mar 2023 529-to-Roth IRA Transfers

Posted at 14:13h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

If the goal is to save for college, there isn't a better vehicle than the 529 plan. Because of their unique combination of tax benefits, which vary by state, they can offer a greater after-tax return than a normal brokerage account. How much greater depends...

02 Mar 2023 Chatting With ChatGPT About My Money Questions

Posted at 15:14h in The Friday Brief by Jared Korver, CPA, CFP®

I do not officially have a financial advisor (cobbler's children's shoes and all that, plus I am surrounded by great ones here who humor me), but if I did, I suppose the questions that I'd be asking her would tend toward these: How can...

23 Feb 2023 Trial Runs

Posted at 19:51h in The Friday Brief by Ellen Martin

Wesley and I are weeks away from meeting the newest member of our family, and if someone could tell me the exact timing of when our baby boy might arrive, I would really appreciate that. As many of you can relate to, it’s hard to...

16 Feb 2023 Helpful 2022 Tax Information

Posted at 13:37h in The Friday Brief by Geoff Hall, CFP®, RICP®

Do you have a favorite season? Would you choose winter, spring, summer or fall? Or perhaps the holiday season, beach season or football season? Whatever your choice, I suspect that tax season is near the bottom of your list. Like it or not, on Monday,...

09 Feb 2023 Happy Money

Posted at 14:41h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

The question of what makes a happy life has been talked about a lot lately thanks to the release of the book, "The Good Life," which summarizes the 85-year-long (and counting) Harvard Study of Adult Development. What the book says, and the study found, is...

02 Feb 2023 No Such Thing As Easy Money

Posted at 16:05h in The Friday Brief by Jared Korver, CPA, CFP®

It seems to me that the most devastating, most commonly sold lie in finance is that something can be got for nothing. That the hard work can be skipped, that the process can be short-circuited, that no-pain can in fact lead to solid gains. This is an...

26 Jan 2023 The Intersection of Market Narratives and Personal Responses

Posted at 19:20h in The Friday Brief by Ellen Martin

The Beacon office is located within the heart of Five Points neighborhood in Raleigh, appropriately named after the five-pointed intersection of Glenwood Avenue and neighborhood roads. That intersection is known for having confusing traffic patterns, speeding cars, distracted pedestrians, and unfortunately, many accidents. You need...

19 Jan 2023 One For The Books

Posted at 15:05h in The Friday Brief by Geoff Hall, CFP®, RICP®

2022 was a tough year to be an investor. Supply chain bottlenecks, the highest inflation we've seen in 40 years, the war in Ukraine and a very aggressive Federal Reserve all ran headlong into elevated stock and bond valuations creating an unpleasant scenario for most...

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