Beacon Wealthcare

20 Mar 2024 You Can’t Spend The Same Dollar Twice

Posted at 14:29h in The Friday Brief by Geoff Hall, CFP®, RICP®

As a financial advisor, I often find myself having conversations about the delicate balance between current spending and saving for future financial goals. Recently, Crystal and I encountered this tension in our own lives when we considered using savings we had designated for a new...

14 Mar 2024 Spring Cleaning Your Finances

Posted at 17:33h in The Friday Brief by Daniel Logan, CFP®

You are likely well aware already that Spring is coming - if it wasn't the recent time change that did it, it may have been the 70 degree days or pollen already in the air that tipped you off. The first official day of Spring...

07 Mar 2024 How Earning Less Impacts Social Security Benefits

Posted at 16:17h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

Last week I met with a client who is thinking about reducing his income. Obviously, there's a lot that goes into this decision, but one consideration we discussed is how less pay will affect his Social Security benefit. This kind of exercise can be helpful...

29 Feb 2024 Is It Time To Talk About Bitcoin Again?

Posted at 17:21h in The Friday Brief by Jared Korver, CPA, CFP®

This week in the Wall Street Journal there was an article about…well actually the title, subtitle and your imagination are probably everything you need: “The TikTok Generation Turns to Sports Betting to Chip Away at Student Debt. Young men are trying to use ubiquitous online...

22 Feb 2024 Leaving the Familiar

Posted at 20:21h in The Friday Brief by Ellen Martin

Transitions are inevitable in life, but February was quite full of them for our family. Wesley and I traveled abroad for a brief trip and left Baker in care of my very capable parents. Although, as first time parents, this was still anxiety inducing even...

15 Feb 2024 Credit Cards as Small Wins

Posted at 17:49h in The Friday Brief by Daniel Logan, CFP®

There are a lot of ways that small decisions can add up in your financial life to make a difference over the long haul. One of those small wins is optimizing the credit card that you use for day-to-day spending. A caveat at the beginning...

07 Feb 2024 Tax Forms You Might Expect To Receive

Posted at 13:21h in The Friday Brief by Geoff Hall, CFP®, RICP®

Monday, January the 29th, marked the start of our nation’s tax season. That’s the date when the Internal Revenue Service began accepting and processing 2023 tax year returns. Very few people enjoy filing their taxes as it can be a difficult and complex process. Perhaps one...

01 Feb 2024 Another Reason It Pays to Delay Social Security

Posted at 15:36h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

Any client of mine knows I am a proponent of delaying Social Security until age 70. There are times where it doesn't make sense, such as poor health or a family history of shorter than average life expectancy. But, by and large I encourage my...

25 Jan 2024 Market High Soup For The Soul

Posted at 17:04h in The Friday Brief by Jared Korver, CPA, CFP®

Major stock indexes hit all-time highs over the last week, following a calendar year in 2023 where the S&P 500 was up nearly 25%. Bonds will take a bit longer to recover as rates continue to "normalize." A decade-plus run-up in bond prices (while rates...

18 Jan 2024 How Far We’ve Come

Posted at 22:03h in The Friday Brief by Ellen Martin

One of my favorite features of photo applications is the prompt to view pictures taken 4 years, 6 years, 10 years ago, or when the app shows you random featured pictures of the day with no rhyme or reason to the collection. Just this week,...

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