Beacon Wealthcare |

04 Mar 2021 “Watch out for inflation!” I said in 2009. (The futility of predictions.)

Posted at 21:50h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

The Great Recession began in October of 2007. Financial institutions failed, families lost their homes, the unemployment rate doubled, and the stock market dropped over 60%. In November of 2008 the Federal Reserve launched "QE 1" and began buying up “toxic” assets, i.e., mortgages at...

26 Feb 2021 Money, Beliefs, and What’s Behind the Korver Curtain?

Posted at 01:27h in The Friday Brief by Jared Korver, CPA, CFP®

In the last two briefs of January, Ryan and Geoff wrote about their personal finances, the way they invest, and how they got to Beacon, and I was going to follow suit until GameStop happened and we felt compelled to pause the regularly scheduled content to address that...

18 Feb 2021 Should You Pay Off Your Mortgage Early?

Posted at 10:58h in The Friday Brief by Geoff Hall, CFP®, RICP®

Let's pretend you had $200,000 to invest for the next 7 years. Would you rather take a guaranteed total return of $14,274 or would you trade that amount for the possibility of earning $101,799? Your answer probably depends on how you feel about risk, the...

11 Feb 2021 The Four Taxes Most Retirees Will Face and What They Mean For Young Professionals

Posted at 19:57h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

When it comes to income planning in retirement, it is crucial to understand the four primary taxes you will have to navigate. If you navigate them well, you can keep more of your money and send less to the IRS. The first tax you will face...