Every January, we are inundated with articles on New Year’s Resolutions and starting fresh, which sounds especially appealing after the past two chaotic years. One root of the word resolution is resolve, or having a strong determination...

...but the worst could be right around the corner. 2021 was a pretty remarkable year for the stock market. Due in part to a stronger than expected economic recovery, the S&P 500 finished the year up 28.7% including dividends. That marked its third straight year of...