For a couple of months now we have been busy at Beacon and will continue to be throughout the summer, as we work to improve existing services and add new ones for our clients and friends. Our brand new website is the first of several major roll-outs we expect to bring you in the coming weeks and months. Please take a look and tell us what you think. You can comment at the bottom of this page. We are listening and value your feedback.

We constantly hear that Americans are not saving enough for retirement. In fact, the constancy of the message likely causes worry for even the best of savers. These are the folks who reach their final years with a big portfolio wishing they’d traveled more, retired earlier or given more during their lifetime. Often, savers can find it difficult to spend joyfully.  Here are some reasons why:

The question of whether you should pay off your mortgage is a complex one and everyone has an opinion. Some radio talk show hosts say all debts should be eliminated as fast as possible, including your mortgage. Debt presumes on the future they say. Your ability to pay might be impacted by health, job, or other unforeseen factors.