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28 Sep 2023 Why I Left the NC 529 Plan (And Why You Probably Don’t Need To)

Posted at 15:20h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

Emily and I opened 529 accounts for Jack and Gwen within a month of their birth with The College Foundation of North Carolina (CFNC). When I set up Jack’s account more than 10 years ago what initially stuck out was how dated the website was...

20 Sep 2023 How Do You Envision Your Retirement Years?

Posted at 19:50h in The Friday Brief by Geoff Hall, CFP®, RICP®

Several years ago, I stopped asking my clients when they wanted to retire. I came to the realization that it was a difficult question to answer. One of the things that initially tipped me off were the responses I would receive. In terms of frequency,...

14 Sep 2023 The Liturgy of Financial Planning

Posted at 18:41h in The Friday Brief by Daniel Logan, CFP®

One of my favorite books is The Liturgy of the Ordinary by Tish Harrison Warren. In her book, Warren discusses how many of the most mundane tasks and routines we do daily can carry a more profound meaning. I often think of this idea of liturgy...

07 Sep 2023 The IRS On Its Heels

Posted at 12:23h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

Since 2010, there have been no fewer than five significant changes to the tax code. It began with the passing of the Affordable Care Act, which added a 0.9% Medicare tax on earnings above a certain threshold plus a 3.8% Net Investment Income Tax (NIIT)...