At some point, the Federal Reserve will begin the measured process of raising interest rates. No one denies it. The unprecedented condition of near zero rates must be manipulated back to levels deemed 'normal' and soon as the economy continues to improve. Another undeniable fact is that as interest rates rise, bond prices will fall. So doesn't...

If you knew there were things you could do today to improve your lifestyle both now and in the future, why would you wait? In fact, if you could see into the future to learn how much more wealth you might generate with just a few tweaks and adjustments to your current course to get you on an optimal course, would you act? After all, every day you wait has a compounding effect on your wealth improvement in the long run.

Last week during her Congressional testimony before the House, Fed Chair Janet Yellen did a good job of expressing the Central Bank's view that interest rates needed to rise eventually and she did so without jarring the markets. Since the financial crisis of 2008 and 09 the Federal Reserve has pulled out all the stops to keep the US economy moving ahead. The last and most controversial phases of their policy were labeled QE1, 2, and 3, short for Quantitative Easing.