I have a good friend who, as a college professor, frequently asks young people this question when meeting for the first time: "what do you think about?" At the moment she considers most opportune, she gently tosses the question into the conversation like a freshly baited hook onto a still pond, and she patiently waits for the cork to bob.

This week's Brief comes to us from our good friend and like-minded colleague Russ Thornton, an Atlanta-based financial advisor. Russ is a thought leader in the area of financial planning, and puts out rock-solid content each week over at his website (and via an email which all of us subscribe to). His post this week on moving past rules of thumb and avoiding overly expensive products while still creating retirement income was spot on, so we decided to share it with you all! Take it away, Russ:

Jesus Christ was crucified, died, and was buried on the Friday preceding his resurrection, the original Easter. Why is a day that marks Jesus’ horrible suffering and death on a cross called "good"?

If your family is like ours, you have thousands of digital pictures, videos, and songs on smartphones, tablets, laptops, desktops, iCloud, DVDs, CD’s, thumb drives, camera cards, backup disks, and maybe even some old floppy disks. Together they have become our modern-day equivalent of those dusty old photo albums on dark closet shelves - with a few significant exceptions.