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29 May 2015 Beware of the “Guarantee”

Posted at 08:29h in The Friday Brief by Sam Bass Jr.

Since the Financial Crisis of 2008 and 2009, insurance agents, stock brokers, and bank representatives have been in high gear selling life insurance products to investors clamoring for anything that ensures them against the drubbing they received in the markets. They hear of enticing promises like "Guaranteed Income," "Guaranteed Principal," and "All the market's upside with none of its downside" and they find them hard if not impossible to resist. Are annuities and indexed life products as good as their promoters claim they are?

22 May 2015 Financial Inertia

Posted at 16:33h in The Friday Brief by Sam Bass Jr.

One of the most powerful forces in the universe is that of inertia. It is defined as a property of matter by which it continues in its existing state of rest or uniform motion in a straight line, unless that state is changed by an...

15 May 2015 What Dangers Lie Ahead?

Posted at 11:11h in The Friday Brief by Sam Bass Jr.

Stephen Covey begins his famous book 'The 7 Habits of Highly Effective People' with this line: 'Interdependence is a higher value than independence.'

08 May 2015 Risk: The Most Important and Most Misunderstood Element of Investing

Posted at 11:59h in The Friday Brief by Sam Bass Jr.

The most important concept in investing and yet, the most misunderstood, is that of risk. The mere mention of the word causes a visceral reaction in our bodies that most find unpleasant while a few find it strangely stimulating. A proper understanding of investment risk and the levels we...