09 Dec 2016

Posted at 13:06h in The Friday Brief by
One of the most overlooked and yet most important aspects of long term investing is efficiency. The concept of efficiency touches our everyday lives in so many routine ways we take it for granted. We set the thermometers down or up when we are away to conserve money and energy use. We recycle to reduce the waste going to landfills and slow the drain on our natural resources. We are more gentle on the accelerator when gasoline prices are high. We might even think to remove unnecessary weight of stuff on the seats and in the trunk that serve no purpose in our daily commute.

02 Dec 2016

Posted at 12:54h in The Friday Brief by
We are getting a lot of questions about things like the 'Trump Rally,' inflation, and owning bonds in the face of rising interest rates. These are all reasonable concerns given all the changes being openly discussed by the new administration and congressional policy makers. But aside from an unexpected and unprecedented victory like Mr. Trump's, markets, economists, and policy makers are reacting pretty much as they should.

18 Nov 2016

Posted at 14:22h in Briefs about our Process, The Friday Brief by
For most folks, the idea of financial planning sounds like as much fun as doing lab work, going to the dentist, or creating a budget. And in truth, the way it is widely practiced only amplifies the perception that it is a painful exercise in all things uninspiring. As sensual creatures, we enjoy things that appeal to our senses and instinctively avoid the things that affront them.

11 Nov 2016

Posted at 12:20h in The Friday Brief by

Whether or not President-elect Donald Trump has a mandate to pursue the huge changes he aspires to make is a matter of debate. He won impressively from an electoral standpoint, but the popular vote looks razor-close. What is practically inarguable is the fact that the...