There is a danger in rising (and falling) markets that is so subtle we can easily overlook or ignore it. In fact, it is so integrally woven into our human fabric that separating the logical strands from the emotional ones is nearly impossible.

Boxcars roll steadily in a column, bound front and back to others, with their graffiti facades, pulled and pushed by locomotives they never meet, along steel rails that take them to and from places they've rolled many times before. Ever feel like you are plodding endlessly along familiar tracks, pushed and pulled by forces you don't understand, to places that no longer excite you?

For the next 19 years, 10,000 baby boomers a day turn 65 - the traditional age to retire. Not surprisingly, many are asking questions like: If we left our salary, have we saved enough to see us through? Is there enough time to make up the difference? What is that difference, or how much is enough?

Thank you for checking in. We've included a few of the articles we've come across this week we thought you might enjoy. Please let us know if there are areas you would like added to our mix.