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22 May 2015 Financial Inertia

Posted at 16:33h in The Friday Brief by Sam Bass Jr.

One of the most powerful forces in the universe is that of inertia. It is defined as a property of matter by which it continues in its existing state of rest or uniform motion in a straight line, unless that state is changed by an...

15 May 2015 What Dangers Lie Ahead?

Posted at 11:11h in The Friday Brief by Sam Bass Jr.

Stephen Covey begins his famous book 'The 7 Habits of Highly Effective People' with this line: 'Interdependence is a higher value than independence.'

08 May 2015 Risk: The Most Important and Most Misunderstood Element of Investing

Posted at 11:59h in The Friday Brief by Sam Bass Jr.

The most important concept in investing and yet, the most misunderstood, is that of risk. The mere mention of the word causes a visceral reaction in our bodies that most find unpleasant while a few find it strangely stimulating. A proper understanding of investment risk and the levels we...

01 May 2015 Are You Investing to Survive or to Thrive?

Posted at 13:39h in The Friday Brief by Sam Bass Jr.

Who doesn't like the word guarantee? It gives us a comforting feeling when we exchange our money for a product or service to know that we will get our money back if our expectations are not met. But when it comes to most guaranteed financial products, like CD’s, bond funds, and annuities, owners unfortunately don't realize their expectations have not been met until it’s too late because there's another guarantee these products fail to address - inflation. If inflation continues at just 2% for the next ten years, $100 worth of groceries today will cost $122 ten years from now.