Beacon Wealthcare |

23 Jun 2022 Inflation and Values

Posted at 14:37h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

Two big themes were on my mind last weekend: inflation and values. Why the former might occupy space in my mind is pretty self-explanatory--it's hard to take a breath without hearing/noticing how fast prices are rising. Ballooning costs have a macro-impact as well as a...

26 May 2022 Up and to the Right

Posted at 16:55h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

We all want the investment that does this: A smooth and steady march up-and-to-the-right. The challenge is the stock market actually does this: Where things get interesting is when you take the blue line from my hypothetical investment and overlay it onto the second chart showing the actual...

28 Apr 2022 Treasury Bonds and the Beauty of Correlation

Posted at 17:17h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

Four weeks ago, I argued that the correction the stock market experienced earlier this year was entirely normal. What that brief omitted was any real discussion of the bond market which, as you may have heard, is having its own problems. The instigator of most...

24 Mar 2022 This Correction Was Entirely Normal

Posted at 12:32h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

Earlier this year, the S&P 500 experienced a "correction," defined as a drop of 10% or more from a previous high. It has rebounded slightly since then, but at its worst was down roughly 13%. In fact, the high point of the last 12 months...