Beacon Wealthcare |

05 Jun The Dark Side of the Moon

Posted at 07:00h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

On December 21st, 1968, Apollo 8 lifted off from what’s now known as Cape Canaveral with three men aboard. Their mission was to enter the moon’s orbit, slingshot around the dark side, and return home safely. A manned flight around the moon had never been...

08 May Is College a Good Investment?

Posted at 08:00h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

There has a been a lot of talk the last few years about whether a college education provides a good return on investment (ROI). High tuition, absurd annual increases, and stagnant employee wages (not to mention the rise of the Gig economy) over the past...

10 Apr Should You Refinance Your Mortgage? Here’s Why Emily and I Did.

Posted at 08:02h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

In today's brief we're taking a break from discussing the current state of the economy and the stock market, two things out of our control, to turn our attention to something we can control: the interest rate on our mortgage. This isn't to diminish COVID-19...

13 Mar We Are in a Bear Market

Posted at 14:00h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

Yesterday, we officially entered a bear market when the stock market closed more than 20% from its recent February highs. On average, we experience bear markets every three years, but this one stands out in the speed with which we entered it. In fact, it’s...