Beacon Wealthcare |

16 Aug Two Charts that Can Make Investing Easier

Posted at 08:00h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

Investing offers what in theory seems like an easy trade: long-term wealth creation for short-term volatility. But the reality is that it’s not so simple. The promise of gains over 10 or 20 years becomes less compelling as you face large market drops that take...

19 Jul Do It Now

Posted at 07:00h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

My family and I just returned from a trip to Johns Hopkins Medical Center, a journey we’ve made three times over the last two years as we’ve tried to get a handle on why Emily hasn’t been feeling well. During our last visit the...

21 Jun Four ways the SECURE Act may impact you.

Posted at 06:00h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

There is a bill working its way through Congress that could impact every retirement saver and, potentially, their heirs. The Setting Every Community Up for Retirement Enhancement (SECURE) Act has four important provisions that you should be aware of: It increases the Required Minimum Distribution (RMD)...

24 May “How much do people spend on vacations?”

Posted at 08:00h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

As Jack reminds me almost daily, next week is his last in kindergarten which means summer is just around the corner. Soon we’ll all be packing our bags and heading to the beach (or elsewhere) for a vacation. As I was thinking about my family's...