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02 Mar 2018 Turns Out, Most Stocks Fail to Outperform Treasury Bills.

Posted at 10:54h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

You may have heard of the 4% rule as it pertains to retirement. It goes like this: If you begin retirement withdrawing 4% of your savings and adjust each following year’s withdrawals for inflation, your money should last 30 years. It may be the most...

19 May 2017 The Unexpected

Posted at 14:09h in The Friday Brief by Sam Bass Jr.

We plan for the expected, but the unexpected so easily and so often wrecks our plans. It's why most folks don't plan. They view it as a futile exercise in an increasingly complex and chaotic world. Increasing uncertainty doesn't render planning any less useful than seat belts and airbags are in a crash. Not knowing what to expect in the future screams for the preparedness of planning.

24 Mar 2017 The Danger of Not Knowing What You Don’t Know

Posted at 11:41h in The Friday Brief by Sam Bass Jr.

You just bought a new laptop and learned that its operating system doesn't run your most important software. Someone is going to get a very nice birthday present. You're stuck in traffic. After all your research and planning, you're going to miss your vacation flight.

10 Mar 2017 What are Jobs Telling Us?

Posted at 10:08h in The Friday Brief by Sam Bass Jr.

The US added 235,000 jobs in February, nearly 20% more than expected by economists. Unemployment fell to 4.7%, even as the number of Americans rejoining the workforce, measured by the labor participation rate, increased.