Two and a half years ago we published a Brief titled with the same question. Remarkably, it still attracts readers to this day. The question is both a simple one, often evoking just as simple and quick an answer "NO," while at the same tugging at our logic, values, beliefs, and view of the world.

I'll be the first to admit that the idea of "financial planning" can sound about as exciting as an invitation to a friend's daughter's third grade violin concert. Throw in the fact that we are in-the-moment creatures, not naturally focused on the future and we begin to understand why planning is such a challenge for us. We are so busy managing the chaos of our daily lives, we simply can't afford to take the time to consider a future that seems to be coming at us faster than we can adjust.

With limited information we make the best decisions we can, and for most people, most of the time, these decisions are based primarily on emotions. We do it because life is busy and we often have little time to gather sufficient facts to make more logical, and most often better, decisions.

Welcome to the Beacon Weekend Reader: Our weekly compilation of interesting articles and videos designed to keep you informed and engaged in the areas of economics, personal finance and life. We hope you enjoy this week's edition. Please send us your thoughts on this week's articles and suggestions for future posts.  Have a great weekend.