Beacon Wealthcare |

17 Jun 2021 “The Misguided Beliefs of Financial Advisors”

Posted at 19:02h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

A research piece published in April of this year looked at how financial advisers at two large Canadian firms invested both their clients' money as well as their own. The data covered 4,000 financial advisors, 500,000 clients, and spanned 14 years. Its findings are frustrating,...

27 May 2021 Real Estate is Hot. Has Our Home Been a Good Investment?

Posted at 15:44h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

It’s not breaking news to say the U.S. housing market is on fire. From April, 2020, to April, 2021, median home prices increased by 17.2%. There are myriad reasons for this: lack of supply (the roots of which can be traced all the way back...

06 May 2021 Olly & the Search for Meaningful Advice

Posted at 18:20h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

As some of you know, we recently added a Golden Retriever puppy to our family. His name is Olly, he’s about 10 weeks old, cute as a button, and excellent at going to the bathroom in our house. I won’t pretend to be weathering the unexpected...

16 Apr 2021 Why I Prefer a Big Tax Refund

Posted at 00:31h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

"It's income tax time again, Americans: time to gather up those receipts, get out those tax forms, sharpen up that pencil, and stab yourself in the aorta." - Dave Barry There's a popular line of thinking that goes something like this: getting a large tax refund is...