Beacon Wealthcare |

16 Apr 2021 Why I Prefer a Big Tax Refund

Posted at 00:31h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

"It's income tax time again, Americans: time to gather up those receipts, get out those tax forms, sharpen up that pencil, and stab yourself in the aorta." - Dave Barry There's a popular line of thinking that goes something like this: getting a large tax refund is...

25 Mar 2021 Shooter McGavin and the “Secret of the Pros.”

Posted at 15:46h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

Happy Gilmore was released in 1996. Three years later I started college and during my freshman year many an evening ended with me and my roommate, Andy Hilton, grabbing the VHS off the shelf to watch the Adam Sandler classic. If you told me back...

04 Mar 2021 “Watch out for inflation!” I said in 2009. (The futility of predictions.)

Posted at 21:50h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

The Great Recession began in October of 2007. Financial institutions failed, families lost their homes, the unemployment rate doubled, and the stock market dropped over 60%. In November of 2008 the Federal Reserve launched "QE 1" and began buying up “toxic” assets, i.e., mortgages at...

11 Feb 2021 The Four Taxes Most Retirees Will Face and What They Mean For Young Professionals

Posted at 19:57h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

When it comes to income planning in retirement, it is crucial to understand the four primary taxes you will have to navigate. If you navigate them well, you can keep more of your money and send less to the IRS. The first tax you will face...