Beacon Wealthcare |

05 Aug 2021 What If We Don’t Know Our Future?

Posted at 19:22h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

Last week, Jared wrote about the future, specifically, the risk that the reality of the future we imagine might disappoint us: "You may fail to reach your goals, no matter how hard you work. Or, perhaps worse, you may reach your goals and find them...

15 Jul 2021 Will Mr. Lynch Become a Victim of His Own Success?

Posted at 13:22h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

In last week's brief, Jared opened with this quote from Howard Marks: “By being in the top half for 14 years, he was in the top decile for the whole period. And I thought that was a great realization.” Jared went on to say, "You...

17 Jun 2021 “The Misguided Beliefs of Financial Advisors”

Posted at 19:02h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

A research piece published in April of this year looked at how financial advisers at two large Canadian firms invested both their clients' money as well as their own. The data covered 4,000 financial advisors, 500,000 clients, and spanned 14 years. Its findings are frustrating,...

27 May 2021 Real Estate is Hot. Has Our Home Been a Good Investment?

Posted at 15:44h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

It’s not breaking news to say the U.S. housing market is on fire. From April, 2020, to April, 2021, median home prices increased by 17.2%. There are myriad reasons for this: lack of supply (the roots of which can be traced all the way back...