Beacon Wealthcare |

16 May 2024 Living Forever and Other All-Consuming Pursuits

Posted at 13:53h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

Bryan Johnson is in his mid-40's, worth a few hundred million bucks, and spends most of his energy in pursuit of eternal life. The lengths to which he will go include consuming more than 100 pills every day, drinking a smoothie that looks "like the...

17 Apr 2024 Geopolitics and The Stock Market

Posted at 14:28h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

There are many risks that we face as investors. The last 36 months have reminded us of the risk that inflation poses, not just to lifestyle, but to our fixed income investments. The COVID-19 pandemic, which began a little over four years ago, is another...

07 Mar 2024 How Earning Less Impacts Social Security Benefits

Posted at 16:17h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

Last week I met with a client who is thinking about reducing his income. Obviously, there's a lot that goes into this decision, but one consideration we discussed is how less pay will affect his Social Security benefit. This kind of exercise can be helpful...

01 Feb 2024 Another Reason It Pays to Delay Social Security

Posted at 15:36h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

Any client of mine knows I am a proponent of delaying Social Security until age 70. There are times where it doesn't make sense, such as poor health or a family history of shorter than average life expectancy. But, by and large I encourage my...