Beacon Wealthcare |

17 Aug 2018 Should You Buy or Lease Your Next Vehicle?

Posted at 11:56h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

After 5 years as a proud minivan owner, my wife and I recently purchased an SUV. For simple trips around Raleigh the van was adequate, but with our frequent treks to see my parents in Florida combined with the taxing drive through the mountains of...

18 May 2018 Five Reasons to Review Your Income Tax Withholding

Posted at 13:04h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

An often overlooked but important part of tax planning is the amount you have withheld from your paycheck. Under-withhold throughout the year and you may end up owing taxes in April. Over-withhold and you may be needlessly restricting cash flow throughout the year. President Trump signed...

02 Mar 2018 Turns Out, Most Stocks Fail to Outperform Treasury Bills.

Posted at 10:54h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

You may have heard of the 4% rule as it pertains to retirement. It goes like this: If you begin retirement withdrawing 4% of your savings and adjust each following year’s withdrawals for inflation, your money should last 30 years. It may be the most...