Beacon Wealthcare |

21 Jun 2019 Four ways the SECURE Act may impact you.

Posted at 06:00h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

There is a bill working its way through Congress that could impact every retirement saver and, potentially, their heirs. The Setting Every Community Up for Retirement Enhancement (SECURE) Act has four important provisions that you should be aware of: It increases the Required Minimum Distribution (RMD)...

24 May 2019 “How much do people spend on vacations?”

Posted at 08:00h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

As Jack reminds me almost daily, next week is his last in kindergarten which means summer is just around the corner. Soon we’ll all be packing our bags and heading to the beach (or elsewhere) for a vacation. As I was thinking about my family's...

29 Mar 2019 The Ugly Truth of “Failure to Launch”

Posted at 08:00h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

There’s a scene in the 2006 movie, Failure to Launch, where a couple is lamenting the fact that their adult son still lives with them. “The boy’s thirty-five years old!” says one. “It’s just not fair,” says the other. “We were good parents and now...

22 Mar 2019 Start Paying Attention

Posted at 11:28h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

A few years back I read a great article by personal finance writer and artist Carl Richards. He was lamenting how all the budgeting strategies he’s tried over the years have failed. He’s cut credit cards, only used cash, and tried all sorts of other...