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29 Mar 2019 The Ugly Truth of “Failure to Launch”

Posted at 08:00h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

There’s a scene in the 2006 movie, Failure to Launch, where a couple is lamenting the fact that their adult son still lives with them. “The boy’s thirty-five years old!” says one. “It’s just not fair,” says the other. “We were good parents and now...

22 Mar 2019 Start Paying Attention

Posted at 11:28h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

A few years back I read a great article by personal finance writer and artist Carl Richards. He was lamenting how all the budgeting strategies he’s tried over the years have failed. He’s cut credit cards, only used cash, and tried all sorts of other...

08 Feb 2019 Gerald Should Have Shared His Password

Posted at 09:53h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

You remember Bitcoin, right? The flashy cryptocurrency that no one understood but everyone was talking about in 2017? It hasn’t been making as much noise lately, mostly due to the fact that the price has fallen from a high of nearly $20,000 per bitcoin to less than $3,500...

25 Jan 2019 How to Lose 2,000% (Don’t Forget About Everyone Else)

Posted at 08:21h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

In 1994, three of the brightest, most successful and fiercely calculating minds in finance formed a hedge fund called Long-Term Capital Management (LTCM). John W. Meriwether, former head of bond trading at Salomon Brothers, was joined by Myron S. Scholes and Robert C. Merton. The...