07 Aug 2015 Measure Your Risk Before The Next Bear Market

Posted at 09:58h in The Friday Brief by
Potentially Important Life Goals:
1. Retire with confidence
2. Help fund your kids’ college expenses
3. Give more
4. Travel with your family or friends

5. Take more investment risk

One of the things I’ve learned during my years practicing financial planning is that no two people or couples have the same set of life goals.  Our values, life experiences and circles of friends shape the way we think about money and our hopes for the future.  Over the years I’ve helped many people confidently achieve a variety of important life goals but it’s a rare occasion when someone lists taking more investment risk as a life goal.

Sure, you may be comfortable taking more risk in your portfolio or even need to take more risk to accomplish the things that are important to you but taking risk for the sake of risk itself is not common or recommended.

In fact, if it were possible to accomplish all the life goals that are important to you with less risk than you are currently taking, wouldn’t you want to know?

It’s possible to quantify the minimum amount of risk necessary to accomplish all of the things that are important to you. Click here if you’d like to find out how.

It’s also possible to measure the amount of risk in your portfolio.  I can think of two ways to do so.  One way is to measure your risk level proactively by taking advantage of our new tool at Beacon, Riskalyze.  Another is to measure your risk level via experience during the next bear market.

If you’re already a Beacon client you can feel confident knowing that your portfolio is being managed to ensure that you’ll accomplish your goals with the minimum amount of risk necessary. But if you’d like to review how your portfolio might behave during a period of market volatility feel free to click here!

If you’re not yet a client and you’d like to proactively measure the potential volatility of your portfolio you can get started by clicking here.  Answer a few basic questions and we’ll get back in touch with you shortly with your results.

Taking some time to review your portfolio and risk tolerance before the market becomes volatile is important and is something you’ll be glad you did.

We’d love to hear from you.  Send us your thoughts and questions.

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Geoff Hall, CFP®, RICP®
[email protected]

For nearly three decades, I’ve had the privilege of guiding families with what we at Beacon call real planning, sensible investing, and meaningful advice—so that money can truly be a blessing, not a burden. I consider it an honor to walk alongside my clients through both the ups and downs of the markets and the seasons of life. At home, I’m grateful for a life full of love and adventure. My wife, Crystal, and I have been married for 13 years, and together we’re raising our two kids, Cooper (11) and Rhodes (9). When I’m not with them, you might find me serving downtown at our church, pushing my limits on a mountain bike, or catching up with a friend over coffee in Raleigh’s Five Points area. Both personally and professionally, I’ve found that the best journeys are built on trust, relationships, and perspective. That’s why I’m passionate about helping families plan wisely and invest intentionally—so they can live generously and focus on what matters most.