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02 Mar 2018 Turns Out, Most Stocks Fail to Outperform Treasury Bills.

Posted at 10:54h in The Friday Brief by Ryan Smith, CFP®, RICP®, CTS™, MSFP

You may have heard of the 4% rule as it pertains to retirement. It goes like this: If you begin retirement withdrawing 4% of your savings and adjust each following year’s withdrawals for inflation, your money should last 30 years. It may be the most...

07 Jul 2017 Smarter Decisions for Better Living

Posted at 12:14h in The Friday Brief by Sam Bass Jr.

Working closely with people and their money for almost 35 years, I've seen and learned a great deal about human behavior. As doctors observe the physical impact of bad health habits and counselors uncover the personal and relational damage of bad life choices, caring advisors contend with...

21 Apr 2017 Confessions of a Former Active Manager

Posted at 10:00h in The Friday Brief by Sam Bass Jr.

Just yesterday, following a conversation with a client, I experienced an all too familiar tug, not unlike the one an alcoholic might feel at a cocktail party, when the smell of alcohol is rich in the air and that drink is but an order away. During our conversation I learned that Amazon AMZN was now up 21% for the year so far. The broad stock market is up 5.7% by comparison

10 Mar 2017 What are Jobs Telling Us?

Posted at 10:08h in The Friday Brief by Sam Bass Jr.

The US added 235,000 jobs in February, nearly 20% more than expected by economists. Unemployment fell to 4.7%, even as the number of Americans rejoining the workforce, measured by the labor participation rate, increased.