2014 marked another good year for the stock market.  With a 13.7% gain including dividends, the S&P 500 finished in positive territory for the sixth year in a row.  The market never goes up in a straight line and 2014 was no different. Several major geopolitical events including Ebola, ISIS, plummeting oil prices and the Russian invasion of Ukraine caused volatility during the year.   In fact, the S&P 500 fell 7.2% from its September 18 peak before bouncing back in late October and November.   Here's a chart of the S&P 500's 2014.

Some of the best advice during times of stock market uncertainty can be to turn off CNBC and ignore the financial section of your newspaper for a while.  That is, of course, if you've planned ahead and set up your portfolio to withstand the markets's ups and downs.

Yesterday, Sam, Jared and I were out around town and had multiple people ask us about the recent craziness in the stock market.  If you're not caught up with what's been going on here's a quick update.  On Tuesday the Dow Jones Industrial Average fell 272 points.  The next day it rose 274 points only to plummet 300 points on Thursday, marking the Dow's most erratic 3 days since August 2011.  It would appear that our old friend Volatility has come back for a visit.  So, what’s causing all the commotion?