12 Sep 2014

Posted at 15:08h in The Friday Brief by
The financial decisions we make on a daily basis, even some relatively small ones, can have a huge impact on our future. That's because of the power of compounding. We understand that a relatively small sum saved over time can grow into a very large amount in the future. But we rarely recognize how compounding can work for or against us in our purchasing decisions, which are more frequent and significant than savings decisions. This is an area where the concept of opportunity cost can be especially helpful.

28 Mar 2014

Posted at 16:29h in The Friday Brief by
Persistence, defined as "continuing without change in function or structure," can be a remarkably good force in our lives or a devastatingly bad one; depending upon our track. What we persist in, we generally accomplish; good or bad.

01 Feb 2013

Posted at 11:11h in Briefs about our Process, The Friday Brief by
Last weekend I received an email from a client expressing concern about the US Treasuries we hold in her account. She had seen some dire warnings about bonds and particularly Treasuries in the recent media. Given the importance of Treasuries to our portfolio strategy and the rising concerns being stirred by investment gurus and financial media, it seemed appropriate to address Treasuries' unique qualities that are largely ignored by today's financial services industry.