We plan for the expected, but the unexpected so easily and so often wrecks our plans. It's why most folks don't plan. They view it as a futile exercise in an increasingly complex and chaotic world. Increasing uncertainty doesn't render planning any less useful than seat belts and airbags are in a crash. Not knowing what to expect in the future screams for the preparedness of planning.

With today's presidential inauguration, we embark on a social, political, market, and economic journey arguably unlike any we've ever seen in our lifetimes or in the history of this country. The degree of disappointment and hurt on one side is balanced by joy and hope on the other. We will likely see and hear equal amounts of both for weeks and months time to come.