02 May 2003 Behind the Numbers

These days, pretense doesn’t enter the equation when people talk about their money, their livelihood, their personal well-being or that of their families.  I’ve had many a “heart to heart” with clients and friends on just those subjects over the past several months and I’m sure you have too.  People have been scared economically and physically for what seems like a very long time.  Household budgets are tight, jobs are scarce, and people seem to be hunkered down.