Among my fondest memories are those late Sunday night drives back to Hampden-Sydney College in Virginia, listening to Casey Kasem’s Top 40 Countdown. The music was great, but it was Casey’s back stories of the songs and singers that made the experiences so much richer. It felt like Casey, with his melodic baritone voice, was riding beside me in the car as he told his colorful stories of those early 70's artists and their music. He had a way of penetrating the mystique of those mighty rock stars of the day, making them seem real and approachable. The music took on new meanings when Casey described how it was inspired, how it fit into the history of the genre, and how it impacted millions of fans as he shared their letters.

When I was growing up my family didn’t have a lot of money to spend on luxuries.  In fact, I can remember rooting around in our couch cushions trying to find spare change to buy gas for my '69 VW Bug.  With a 10 gallon tank and 90¢ gas you’d be surprised how far I could go after a little scavenging.  Thankfully, today I can fill my Honda Accord’s gas tank without having to tear through our living room couch cushions, but, I still have a tendency to view money as a very limited resource.  Some would say I'm frugal, others stingy. Either way my past experiences directly impact the conversations I have and the decisions I make with my finances.